Our #1 Choice:
How Low Can My Mortgage Rates Get?
Simply put, mortgage rates are different for everyone. Income, credit score, and loan duration all have an impact on the mortgage rate you’ll be eligible to receive.
There is no harm or hidden fees to check your rate with any of the mortgage companies on this page.
Best Mortgage Lenders
Choosing a good mortgage lender is crucial, wether you’re buying a home for the first time or refinancing an existing loan. New American Funding checks all the boxes and is consistently rated out “top mortgage lender” every year.
Things to Look for in a Mortgage Lender
In general, good mortgage lenders, like the lenders on this page, don’t charge high fees, have excellent customer service, secure online access, and very competitive rates.
Is Now a Good Time?
Most mortgage experts agree, with rates expected to rise in the coming years, now is still a good time to lock in relatively low mortgage rates.
Mortgage rates are near 40-year lows. If you’re thinking of buying a home, or looking to refinance an existing mortgage to lock in a lower rate, experts agree: now is a great time.
Realistically, mortgage rates are forecasted to rise. Experts recommend locking in rates now while they’re still low.
For 2022, New American Funding is our top-rated choice for all of your mortgage needs.